What happens when we do not pay premium? /care insurance
The last update date:
The following measures are done depending on nonpayment period when we do not pay premium though there are not special circumstances such as disasters.
Even if these measures are not using care service now, we are applied when care was necessary in the future.
◇ When we are behind with care premium more than one year
Expense of care service is paid privately in full once, and 90% (user burden ratio as for the 20% 80%) is refunded later. "Mention of payment method change" is carried out to identification of person insured.
◇ When we are behind with care premium more than one year six months
Expense of care service is paid privately in full once, and refund from the back further becomes temporary injunction, and sum that deducted premium that we were behind with is refunded.
◇ When we are behind with care premium more than two years
Depending on nonpayment period, burden when we used care insurance becomes 30% from 10% (in with income above a certain level 20%).
When self-burden of care service becomes large, we cannot receive assistance of the meal, residence costs at the time of refund and facility use of "large amount of care service costs" that we can receive.
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